Ho Ho Ho! And a Merry … ok not feelin’ it? Not at all? You’re not the only one! I am hearing lots of Debbie Downers when it comes to the C Word – and not just in the Blogosphere! People are sick of Christmas starting so early – as early as October this year! For some, it’s a reminder of spending money and the lack there of it. For others it highlights a loss in their lives – everyday the loss is felt but Christmas seems to magnify that feeling of missing someone. So, with all of this in mind I have taken it upon myself to bring some…